Latest - RETIREMENT PLANNING

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  Regulators set out joint 5-10 year vision for pensions sector

  22 October 2018

  The Financial Conduct Authority and The Pensions Regulator have joined forces to deliver better outcomes for pension savers and those entering retirement. In an effort to tackle the challenge of people not having adequate income or the income they anticipated in retirement, the FCA and TPR have set out their vision for the pensions...

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  Middle income earners will benefit from LTA rise

  18 October 2018

  New inflation figures will affect both the State Pension and the lifetime allowance limited.   Following publication of the inflation figures for September, pensioners can expect to see their State Pension rise by up to £221 a year from April 2019.  The pension will be worth £8,767 from next April, rising from the current...

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  Benefits for employers providing access to financial advice

  18 October 2018

  Employers who provide financial advice to their employees will benefit their businesses and could save themselves money, research by Chase de Vere has shown. In contrast, those who don’t could find they disadvantage their businesses as a result, the wealth manager and corporate adviser says. The research found that 83% of employers believed financial...

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  Auto-enrolment delivering on its objective but…

  17 October 2018

  Aegon calculates that auto-enrolment is delivering on its objective but do the figures add up to a better future in retirement? Six years on from the introduction of auto-enrolment, employees making the minimum contribution would have accumulated a pension worth over £3,000 according to research carried out by Aegon. The pension specialist said an employee...

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  Cashcalc launches TVC & APTA tool with help of Rory Percival

  16 October 2018

  Provider of cashflow planning software CashCalc has launched a TVC & APTA tool with the help of former FCA technical specialist Rory Percival. The new tool will act as a standalone module and is designed to aid advisers navigate the complexities of defined benefit pension transfers. Ray Adams, director and in-house chartered financial planner...

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  Cashflow modelling – why we think it’s key

  11 October 2018

  The retirement income world has changed, throwing financial planning a few curved balls, says Jamie Evans, business development manager, Seven Investment Management Three years ago, planning for your client’s retirement got a lot more interesting, but also more difficult. Pension freedoms meant that annuities no longer needed to be the only choice for most...

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  Balancing retirement income and wealth legacy options

  9 October 2018

  Peter Hopkins, technical director at AJ Bell, looks at the practical issues with which retirees now have to contend and the options they have when it comes to balancing the taking of income and leaving wealth to their beneficiaries. Since 2015, the temptation for some people to plunder their pension savings has become greater, especially when over 55...

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  Pensions Dashboard will enable Open Pensions, says Origo

  9 October 2018

  The proposed Pensions Dashboard architecture will enable the financial services industry to deliver Open Pensions for the UK consumer, says Origo. The Fintech has published a paper, Pensions Dashboard to Open Pension’, in which it lays out how the proposals for a Pensions Dashboard architecture will introduce “the firm foundations required for the development of an...

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