Latest - RETIREMENT PLANNING

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  December Issue OUT NOW

  28 November 2018

  Paraplanner profile: This issue, in the first of a two part interview, Rob Kingsbury spoke with Chetan Ravalia, paraplanning manager, and Codie Smith, paraplanner, at Cooper Parry Wealth about how they work as ‘paraplanners’ since the firm restructured We also asked Dan Atkinson to provide insight into how his role has changed in his...

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  LEBC group critical of MoJ probate decision and offers practical tips for clients

  27 November 2018

  National adviser LEBC Group has condemned the Ministry of Justice’s decision to alter the basis for calculating probate fees, which it called a “tax on the bereaved” and warned families could face financial difficulties as a result. On 5 November the Ministry of Justice (MoJ) announced it would abolish the current flat rate probate...

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  90% of entitled yet to reclaim Power of Attorney fees

  27 November 2018

  Royal London has said a government scheme to refund large numbers of people who have been overcharged when registering a power of attorney has not worked to its desired effect.  According to figures obtained under a Freedom of Information Act, just 203,000 out of a possible 1.9 million people had claimed by 28 August,...

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  From accumulation to decumulation – the risks involved

  27 November 2018

  Accumulation to decumulation are two sides of the same coin but decumulation requires mitigation of specific and different risks, says Andrew Lewis, senior investment director, Brooks Macdonald. “Generating an income for retirement” is a popular phrase, but ‘decumulation’ is a term that might make a lot of investors pause for thought. They are, however,...

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  DFM SIPP launched by Talbot & Muir and City Asset Management

  26 November 2018

  City Asset Management, a specialist real return investment manager, has partnered with Talbot and Muir, the independent self invested personal pension (SIPP) specialist to launch a DFM SIPP product. The low cost service combines a SIPP and discretionary fund management (DFM) for advisers and their clients with a combined total annual fee of 0.90% p.a....

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  Standard Life launches Retirement Expense Tool to help clients predict expenditure

  21 November 2018

  Standard Life has expanded its cash modelling suite for adviser firms with the development of a Retirement Expense Tool (RET) to sit alongside its Cashflow Modelling Tool and Income Withdrawal Optimiser. The Standard Life in-house developed tool is based on Office for National Statistics ONS data and designed to help conversations with clients as...

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  Income generating options for you in retirement, Mr Client

  19 November 2018

  Martin Jarvis, associate consultant, Mattioli Woods looks at how the various options to create retirement income could be explained to clients Generating a positive income stream can be a complex business.  Throughout an individual’s working life, the process seems straightforward.  Work, get paid, work get paid, work, get paid and so on. However, what happens...

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  Life assurer heat map plots income drawdown sustainability

  19 November 2018

  Less than half of income drawdown customers are taking an income with the likelihood it will last them for the rest of their life, Royal London has said. According to figures published by the pensions giant, 47% of customers have more than an 85% chance of their income lasting them for life, while 53%...

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