Lack of unit-linked structures in SIPPs jeopardising client returns

12 July 2026

SIPP platforms are sacrificing client returns by failing to utilise unit-linked structures, a new report has suggested. The report from Mobius, in partnership with The Platforms Association, says a lack of unit-linked structures is creating friction costs that directly erode net returns, undermine cost efficiency and limit how far platforms can develop their propositions...