Paul Squirrell, Head of Retirement and Savings Development at Fidelity Adviser Solutions, picks his top technical article from a series recently run in Professional Paraplanner daily emails.
Professional Paraplanner chatted to Paul about the recent series of articles, he told us: “This month I’m highlighting our ‘Rethinking estate planning’ guide because the changes to how unused pensions and death benefits will be treated for inheritance tax mean this is an increasingly important area for both advisers and clients to revisit.
“The guide is a useful follow-on to earlier guidance, focusing on how to approach inheritance tax planning in practice. It highlights the need to take a holistic view across all assets, while recognising that pensions are often the starting point for client conversations.
“More clients are reviewing their pension strategies, particularly as traditional approaches may no longer be as effective beyond April 2027. The combination of inheritance tax changes and income tax on death after age 75 is also driving increased. The individuals that are not currently thinking about this, are likely to be the ones in the dark.
“Importantly, the guide provides a balanced view, reinforcing that pensions remain a strong and relevant part of long-term planning, even as the landscape evolves.”
You can read more Fidelity Adviser Solutions technical insights here: Insights and opinions overview | Fidelity Adviser Solutions
Main image: Paul Squirrell presenting at a Professional Paraplanner Technical Insight Seminar
