27 November 2019



Where are they now?
For this issue’s Paraplanner Profile Rob Kingsbury revisited three of our cover stars to see how their careers had progressed since last we spoke with them.

Viewpoint: Suitability report writing
When engaging with clients it’s all about ‘you’, says Dan Atkinson, head of Technical at EQ Investors

Vulnerability and capability
Does being vulnerable mean a client isn’t capable of making financial decisions? Jacqueline Lockie, head of Financial Planning at the CISI, uses a case study to delve deeper into this question

Millionaire ISAs and Tax
We might all like to be an ISA millionaire but with it can come a range of financial planning headaches, says John Humphreys, Inheritance Tax Specialist, WAY Investment Services

Obtaining insurance for clients with diabetes is being made easier by improvements in underwriting, explains Helen Dick, senior manager Underwriting and Claims Strategy, Scottish Widows

Guide to…
Curtis Banks’ Greg Kingston looks at key considerations when considering property purchase within a SIPP

TDQ: Tax
Self-assessment dates and fines imposed may seem like a fairly straightforward piece of knowledge but that is why they are often forgotten and exam marks are lost. Exams include the CII’s R03 and AF1

5 minutes with…
Rob Kingsbury talked to Andy Schleider, director and paraplanner at Tunbridge Wells-located Haven Paraplanning Ltd

Pensions and divorce
Obtaining a fair capital value of pension assets to assess a future income stream is crucial in achieving a fair outcome for clients in divorce. But often this is easier said than done

Research focus
Rob Kingsbury spoke with Zahid Bilgrami, CEO of Defaqto, about the company’s ethos and what the company offers paraplanners to help provide better outcomes for clienta


Emerging markets
The nature of emerging markets is changing, says Darius McDermott, managing director, FundCalibre. So is now the time to be looking at the sector, with a long-term view?

Fund manager interview
Rob Kingsbury talked to Jamie Ward, fund manager of the FP CRUX UK Fund, about the fund’s focus on risk to capital and why his investment approach means he tends not to meet company management

Trends in sustainable investing
Mike Fox, head of UK sustainable investments at  Royal London Asset Management, outlines how sustainable investing might develop over the next decade

Top 5 VCT tips
There are five core things to remember when investing in a VCT, says Luke Barnett, analyst at MJ Hudson Allenbridge

Professional Paraplanner