Over the past few months multi asset research specialists, Scopic Research, has been conducting a retirement income project that has led them to uncover a small corner of the multi asset natural income space that they believe has so far been completely overlooked as a retirement income strategy that could help to address the question as to ‘What is a safe withdrawal rate?’
The key takeaways and practical implications for paraplanners and advisers in this video:
- The key risks paraplanners and advisers need to consider when recommending capital withdrawal strategies for retirement income.
- How do you define a safe withdrawal rate?
- How a predictable, naturally occurring, rising stream of income from a small cohort of multi asset income funds can help and why this is so hard to come by.
- How to avoid the strategies that don’t fit the bill.
- Why the BNY Mellon Multi Asset Income Fund is one of only a tiny cohort that does fit the bill.
- Why the focus needs to be on dividend income received and not on income yield!
- Why advisers might want to reassess the meaning of risk when it comes to retirement income.
- At what point should advisers introduce clients to the concept of natural income?
Multi asset research is available to paraplanners and advisers for free at www.scopicresearch.co.uk
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