Income protection take-up remains low among workers with housing commitments

22 October 2026

Many workers with significant housing commitments remain uninsured against loss of earnings, according to research from Shepherds Friendly. Four in five full-time workers without income protection (IP) insurance are either renting or have a mortgage, according to new research from mutual society Shepherds Friendly. The findings, published in the provider’s Reaching the unprotected report...