More than a third (36%) of self-directed investors are currently looking to take a high level of investment risk, according to Charles Stanley Direct.
One in 10 (11%) said they will be taking a ‘very high’ level of risk over the first few months of 2026, followed by 25% who said they will be taking a ‘high level’ of risk. Meanwhile, 45% said they are looking to take a moderate level of risk when it comes to their investments.
Half of investors said their risk appetite is higher than usual, with 13% saying it is significantly higher and 37% describing it as slightly higher.
Charles Stanley Direct said its research showed Gen Z are the most bullish cohort when it comes to investment risk, with half (50%) of this group currently looking for a high level of risk when it comes to their portfolio, compared to 41% of millennials and 18% of Gen X.
Three in five (60%) Gen Z self-directed investors say they are taking a higher level of risk than they usually do, surpassing the national average.
The research also highlighted the role of financial advice. More than half (56%) of investors who receive advice say they are looking to take a high level of investment risk, compared to just 19% who have not sought advice.
Rob Morgan, chief investment analyst at Charles Stanley Direct, commented: “DIY investors have started the year in a positive frame of mind and showing signs of optimism as they adopt risk-seeking behaviour. This is most notable among younger investors, who naturally have more time on their side and are keen go-getters in turning their financial ambitions into reality.
“While the start of the year may typically ring in new confidence or resolutions, investors also need to take care and hedge their portfolios appropriately. Whether a seasoned investor or just starting out, it’s important to take a long-term view and make sure portfolios are well diversified to weather any market storms. Investing involves a degree of risk, but making educated investment decisions could help offset potential losses due to market volatility.”
Main image: jametlene-reskp-WiHrohmLYL8-unsplash
