Chesnara Life (UK) has expanded its support for advisers amid growing demand for estate planning solutions.
The firm has enhanced its estate planning manual and adapted adviser support services to reflect the growing complexity of estate planning against a backdrop of policy changes.
Tax changes from April 2026 mean qualifying agricultural property relief and business relief assets benefit from 100% relief up to £2.5 million per individual with relief reduced to 50% above that threshold, resulting in potential inheritance tax charges.
More pertinently, the Government’s decision to include unused pension funds and death benefits in estates from April 2027 will increase the challenges faced by advisers and their clients.
Chesnara Life said its support includes an IHT calculator as well as estate planning solutions such as onshore investment bonds, a range of trusts and other resources covering key issues such as lifetime trusts, life assurance, wills and estate planning.
Mark Lambert, head of onshore bond distribution at Chesnara Life (UK), said: “Estate planning is rapidly moving up the agenda for advisers, highlighting the need for providers to expand the adviser support they offer. It is becoming more complex with reforms detailed above coming into effect this April while advisers are preparing for the expected inclusion of unused pension funds in estates from April 2027.
“Our new estate planning manual and expanded range of resources for advisers are designed to ensure they have easy access to the support they need including solutions such as onshore investment bonds and trusts.”
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