March 2019


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  • Technical: RNRB downsizing addition case studies

    15 March 2018

    The Residence Nil Rate Band keeps on helping – even after downsizing. Canada Life’s Kim Jarvis explains.  In addition to the standard nil rate band (£325,000), from 6 April 2017 each person is entitled to a residence nil rate band (RNRB) to use against the value of their home if it is left to direct...

  • Spring Statement gets mixed response

    13 March 2018

    The Chancellor’s Spring Statement was met with mixed response from industry experts, with little in the way of new or unexpected policy announcements. The Chancellor used today’s Statement as an opportunity to unveil stronger economic growth, forecast to be 1.5% in 2018, up 0.1% on the previous projection. He also said the Office for...

  • March 2018 Issue Out NOW!!

    22 February 2018

    Our Spring editions get under way with a Paraplanner Profile on Team Building. Click here to view your March issue In this issue’s Paraplanner Profile, Jonny Stubbs, head of Technical Support at LIFT-Financial, explains how he was brought in by the firm to build its paraplanning team, and talks about his role and his...

  • Win for holders of Scottish property in pension schemes

    18 January 2018

    Holders of Scottish Property in their pension schemes have something to celebrate, says Nigel Bennett, sales & marketing director at InvestAcc. You may have missed the piece of good news issued by Revenue Scotland on 28 December 2017, concerning transfers of Scottish Property between pension schemes. So long as there is no consideration, genuine transfers...

  • New standards body set to help industry deal with evolving market  

    16 January 2018

    Criterion, the newly formed industry body, has appointed four non-executive directors to the board, as it looks to help the industry deal with changes arising from the ongoing impact of the pensions freedoms, fintech innovation and implementation of the ambitions of government and the regulator. The body is focussed on the development of sustainable...

  • What prospects for UK housebuilding in 2018?

    9 January 2018

    Expectations for UK housebuilders going into the 2017 Budget were high but how are they looking in 2018? Mark Swain, co-manager of the Smith & Williamson Enterprise fund, examines how the Budget affected the market and asks how vulnerable are housebuilders may be this year. The UK housebuilding sector has been one of the standout...

  • London property market – crash or correction this year?

    2 January 2018

    Investors should brace themselves for one of these, says Kames Capital’s David Wise. The London property market, which was already showing signs of a slowdown in 2017, Wise believes is currently in the latter part of its market cycle, with only the income component providing some stability. However, the co-manager of the £555m Kames...

  • Stamp duty change ‘show stopper’ will have disproportionate effect

    22 November 2017

    Stamp duty will be abolished immediately for the majority of first time buyers, Chancellor Philip Hammond announced in his November Budget.  In an effort to address the housing crisis, first-time buyers will pay zero stamp duty on homes costing under £300,000 and for the first £300,000 of any property that costs up to £500,000....