IN THIS ISSUE – Click here to view
• Paraplanner Profile: Peter Cross, paraplanner with London Wall Partners, describes his paraplanning role and his passion for helping philanthropic clients do the most good with their money
• Tax: The residential nil rate band (RNRB) comes in from April 2017. Marcia Banner, senior tax and trust consultant of Technical Connection, examines the purpose, implications and IHT planning opportunities of the RNRB
We have two articles on the Lifetime Allowance for you this issue:
• What investment options are open to a client approaching the LTA limit?
• What happens if a client has breached the LTA?
• SIPP property case study
• Top tips on winning industry awards
• Adapting annuities to the post Pensions Freedoms world
• Why administrators should not be under valued
• Comment: Plan for a range of scenarios in 2017
Your digital copy of Professional Paraplanner is available for you to download. Click here to access your issue.
In this issue we talk to Cathy Russell, who took what she loved best about her experience as a paraplanner to become a tax and trusts specialist, and now delivers training and advice to financial services firms all around the country.
DB Pensions Transfers
Kim Bendall, director of The Paraplanners, takes an in-depth look at defined benefit pensions transfer process and asks whether a review of a client’s final salary scheme now should be de rigueur?
Dan Atkinson provides some top suggestions around the art and science of communicating with our audiences.
Adam Piplica asks whether the Advice Gap is more a Knowledge Gap and what we can do to help educate consumers around financial planning?
Brooks Macdonald provides a seven-step process to help research the DFM market.
Business (Property) Relief
Hayley Broad continues her series of articles looking at how her firm uses this tax planning tool within the business.
Just when you think things are going one way… Murphy’s Law steps in.
We talk to CISI Paraplanner of the Year Jenny Ryan, who tells us how she set her sights on becoming a paraplanner and why her award celebrations were low key.
In Paraplanner Pointers we get insight and tips from a compliance consultant on assessing Capacity for Loss.
In a 7-page special report we look at retirement income, the issues that paraplanners are tackling and the solutions they are using; plus how structured products could be part of an income portfolio.
We get advice on conducting due diligence on discretionary fund managers and the best sources of third-party data.
We’re given a potted history of reversionary trusts and their tax advantages.
We consider AIM investment as part of IHT planning.
And Michelle Hoskin of Standards International writes an open letter to all paraplanners on the Paraplanning Standard.
Plus much more.
In the October issue of Professional Paraplanner –
Matt Harrison says good paraplanners grow into the role through hard graft, experience and an ability to see the bigger picture. That can’t be fast tracked, he argues.
PP editor Rob Kingsbury reports on some of the highlights from this year’s annual Paraplanner Powwow
Regular contributor Dan Atkinson looks at the benefits of apprenticeship schemes and argues that more financial advice firms should consider running them.
Business property relief
BPR is in its 40th year. Hayley Broad, director and head of Research at Absolute Financial Management, looks at its benefits and how through due diligence firms can mitigate the risks involved for the client and the business.
Phased strategies in retirement planning
A look at how phased strategies may be used to generate retirement income at different ages through retirement.
The fact we can’t predict a client’s age at death means financial advice needs to have all the bases covered.
DFM due diligence
Key points paraplanners should consider when assessing third party discretionary investment services
In her monthly comment piece for PP, Sam Rees Adams, head of External Accreditation, CISI, looks at what best motivates people to change their behaviours – the carrot or the stick?
Your September issue of Professional Paraplanner is Live.
In this month’s packed issue:
Paraplanner profile: Farida Hassanali, paraplanner with UBS Wealth Management, tells Rob Kingsbury about how she knew from an early age that she wanted to help people sort out their finances and has steered her career to that end. Also how she feels it is important to give back through her work for the CISI and for charities like St John’s Ambulance.
In this issue, we go back also to interview five of the cover stars from the first year of Professional Paraplanner, to see where they are today.
Also in this issue
Paraplanner Pointers looks at one useful government website that has had a face-lift and now “looks great” according to one paraplanner business owner.
Generating retirement income when the base rate is 0.25%
The risks and benefits of DB transfers
A SIPPS Masterclass on tax-efficient holding of commercial property
Technical Insight Seminars
Professional Paraplanner is bringing its popular Technical Insight Seminars to Manchester and Bristol this autumn. Hear from the technical experts on the pensions, tax, investments as well as keynote speeches from the FCA’s Rory Percival and Chris Hewitt.
Manchester 5 October; Bristol 9 November.
If you’ve not registered your interest yet just email us on: mailto:email@example.com spaces are extremely limited.
In this issue:
In this issue’s Paraplanner profile Benjamin Fabi, paraplanner with Jones-Sheridan, reveals his chequered job history, including wotking for the Financial Ombudsman Service.
We report on the Professional Paraplanner Technical Insight Seminar
As well as the regulator’s view of research and due diligence and the insights and tips given by FCA lead associate Chris Hewitt in his speech at the CISI conference
We talk to Kimberley George about her newly launched outsourced paraplaning service, Integrated Paraplanning Solutions
Dan Atkinson ponders data visualisation and data mining
And we report on discussions sat the latest Powwow Down South
Bookings are now being taken for the Professional Paraplanner Technical Insight Seminars in Manchester on 5 October and Bristol on 9 November. Register here
In this issue of Professional Paraplanner
We profile Christina Melling, who moved home, leaving behind a legal job and her family to become a trainee paraplanner with Clarion Wealth Planning. Rob Kingsbury talked to her about her decision, what her role entails and her ambitions
Pensions Dashboard could give clients access to pension valuations at the touch of a button. George Osborne wants to see it implemented in 2019. Paul Pettitt of Origo explains what is involved in establishing a working dashboard by that deadline
We speak to Campbell Edgar, newly appointed head of Financial Planning for the CISI, about the professional body’s support for paraplanners including launch of the Paraplanner Interest Group
Does your CIP and platform research and due diligence stack up? A look at the issues and practicalities arising post the FCA’s FG12-16 and more recent TR16/1 papers
Also in this issue:
Structured products – why UK providers are ahead of the regulatory curve
Your questions answered – responses to paraplanners technical questions
Parameters survey on cashflow modelling
From credit crunch to income crunch
The benefits of a blended investment solution
IN THIS ISSUE:
We profile Kim Bendall, director of The Paraplanners, who talks about her baptism of fire as with no experience of running a business she had unexpectedly to take the helm of the firm. We also talk about making the transition from being a full-time paraplanner to also being a director of the company.
We report from the first of the Personal Finance Society’s Purely Paraplanning conferences, which was held in London, focusing on the paraplanner panel sessions, when three volunteers answered questions from their paraplanner peers.
Also in this issue:
Spreading the word about paraplanning at a local school’s careers fair.
JP Morgan’s Stephanie Flanders provides an economic viewpoint on the risk and reward trade off, while Standard Life’s head of Global Strategy Andrew Milligan looks at the global picture and assesses how investors should position to cope with the current environment.
FE analyst Thomas McMahon conducts a data analysis on just how much active fund managers improve the skewness of returns.
We hear about how robotics is developing from a thematic story to a global growth megatrend.
And the CISI’s Sam Rees-Adams considers the benefits we can all gain from experiencing influences outside of our day-to-day roles.
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